Category Archives: Finance

I Need Insurance That Covers Nothing

Posted on November 28, 2015 by Brian

We needed some dental work done. We approached a dentist about cash prices and got an expensive estimate, even after a 5% discount if we paid up front with cash or check (no credit).  This is still way more than … Continue reading →

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IRS Form 8965 Anathema and Socialism

Posted on January 8, 2015 by Brian

Welcome to 2015. The graphic below is an IRS form 8965 “Health Coverage Exemptions”. Aside from the trite question of why we need 8,965 forms to file taxes, this hurts me for deeper reasons.

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Who Likes Gold Standards ?

Posted on December 23, 2014 by Brian

James Rickards, in “The Death of Money,” page 234, comments about gold standards for the economy:

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Guaranteed Returns: Loans and Zero Coupon Bonds

Posted on November 19, 2014 by Brian

There are at least two ways to guarantee investment returns.

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Pay back (Repay) salary to DFAS and you lose tax money

Posted on August 26, 2014 by Brian

As a government civilian employee, if DFAS pays you too much in any given year and then later collects the amount back from you, there can be no way to recover up to $960 income tax you already paid on … Continue reading →

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